Hello currently we have 5 different lenders on board to loan money for vehicle purchases . We have a program for almost anyone. You need an income and down payment. We can make loans where other turned you down. We can finance self employed and customers working for cash . If you receive SSI for you or your children that is fine. You can apply on our secure website. We have a privacy policy in our company and web site. We treat you like we want to be treated. We have great rates for people with good credit also. The largest parts of our sales are from cash customers. Please do not feel we are a credit only dealer. We do not make money on financing like other dealers doing financing. Cash discounts are generous.We offer free vehicle history reports from instaVin .(Better than Car Fax) at our dealership. We are different here and are proud of our service. Our family has been serving Wyoming Valley since 1946. We will always be here for you.