North Hills Motors Get A Lot More For A Lot Less 308 E SIX FORKS RD RALEIGH NC 27604 Fax: Good, bad or NO CREDIT ...No problem! We can help you! Visit us today to learn more about how we can get you the keys to the car you want! We offer Buy Here-Pay Here services and financing through several local loan providers. We WILL find a way to get you approved! *Like us on Facebook to be entered into our weekly FREE OIL CHANGE giveaway!* ~SE HABLA ESPANOL~ FINANCING/DOWN PAYMENT Common questions: How much money do I need for my down payment? When calculating a down payment, we need a few key pieces of information before we can determine the proper amount needed. In MOST CASES, it is best to put the most that you can afford! The more money you put down, the lower your payments will be and the better your odds are of GETTING APPROVED! 1) The amount of income you earn before taxes are deducted every month. 2) Your credit score 3) Car buying/Debt history (in regards to repossessions, bankruptcies, ect..) How much will my payments be? Your payments will be calculated based on the final amount due to the financing company, after down payment is received and your interest rate determined. The monthly payments are flexible and can be raised or lowered for a longer or shorter payoff period. For example, if you receive a loan for $2,400 and work the payments out to be 24 months of payments for $100, or you can opt to pay it off earlier with 12 $200 payments. In most cases, an earlier payoff and a shorter loan term can boost credit! Will I get approved even with a BAD credit score? If you think you have a bad credit score, you may be right, but it won't stop you from getting APPROVED! In most cases, a buyer can get APPROVED due to: 1) A decent down payment that in most cases equates to 12-25% of the vehicles asking price 2) An income that can be proved with pay stubs or direct deposit statements 3) Proof of residency, cell phone bill or utility bill What if I have a repossession or open bankruptcy? That won't stop you from getting a car from us. We offer flexibility when financing and offering buy here pay here services to get YOU driving your dream car today! How does your Buy-Here-Pay-Here program work? We offer BHPH services to car buyers who have difficulty getting approved because of their credit, income or other factors. We offer BHPH on vehicles that are $7,000 and less and require the following: 1) 6 Personal references 2) Proof of employment including pay stubs or direct deposit forms 3) Proof of residency including utility bills, cable bills, ect… 4) At least half of the vehicle asking price or more as a down payment In some cases, we can offer BHPH services on vehicles greater than $7,000, but only with a significant down payment and a credit check. START YOUR FINANCING APPLICATION AT: and click on the Financing tab at the top right corner of the home page. Beautiful 04 Maxima in great condition! Leather interior, great stereo, smooth ride, chrome wheels and LOW mileage! Great car for the family or to just get around town. We can't keep these Maximas on our lot! They sell fast so come see it today!